// BEGIN XARAMENU

	mainMenuItem("xm_c0",".gif",xm_height,xm_width,"index.htm","","Letter to the Shareholders",2,2,"xm_plain");

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	submenuItem("Table of Contents","amex-ar-002.htm","","xm_plain");
	submenuItem("Consolidated Highlights","amex-ar-004.htm","","xm_plain");
	submenuItem("To Our Shareholders","amex-ar-005.htm","","xm_plain");
	submenuItem("Business Unit Results<br>&nbsp; - Travel Related Services","amex-ar-008.htm","","xm_plain");
	submenuItem(" - American Express Financial Advisors","amex-ar-019.htm","","xm_plain");
	submenuItem(" - American Express Bank","amex-ar-022.htm","","xm_plain");
	submenuItem("Summary","amex-ar-026.htm","","xm_plain");
	submenuItem("Executive Officers and Board of Directors","amex-ar-114.htm","","xm_plain");
	submenuItem("General Information","amex-ar-115.htm","","xm_plain");

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	mainMenuItem("xm_c1",".gif",xm_height,xm_width,"amex-ar-028.htm","","Financial Review",2,2,"xm_plain");

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	submenuItem("Table of Contents","amex-ar-028.htm","","xm_plain");
	submenuItem("Introduction","amex-ar-029.htm","","xm_plain");
	submenuItem("Executive Overview","amex-ar-030.htm","","xm_plain");
	submenuItem("Consolidated Results of Operations","amex-ar-032.htm","","xm_plain");
	submenuItem("Consolidated Liquidity and Capital &nbsp;&nbsp;&nbsp;Resources","amex-ar-038.htm","","xm_plain");
	submenuItem("Supplemental Information - Managed Net &nbsp;&nbsp;&nbsp;Revenues","amex-ar-046.htm","","xm_plain");
	submenuItem("Travel Related Services","amex-ar-047.htm","","xm_plain");
	submenuItem("American Express Financial Advisors","amex-ar-062.htm","","xm_plain");
	submenuItem("American Express Bank","amex-ar-072.htm","","xm_plain");
	submenuItem("Corporate and Other","amex-ar-075.htm","","xm_plain");

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	submenuItem("Statements of Income","amex-ar-076.htm","","xm_plain");
	submenuItem("Balance Sheets","amex-ar-077.htm","","xm_plain");
	submenuItem("Statements of Cash Flows","amex-ar-078.htm","","xm_plain");
	submenuItem("Statements of Shareholders' Equity","amex-ar-079.htm","","xm_plain");

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	submenuItem("Summary of Significant Accounting Policies","amex-ar-080.htm","","xm_plain");
	submenuItem("Investments","amex-ar-088.htm","","xm_plain");
	submenuItem("Loans","amex-ar-090.htm","","xm_plain");
	submenuItem("Securitized Loans","amex-ar-091.htm","","xm_plain");
	submenuItem("Goodwill and Other Intangibles","amex-ar-092.htm","","xm_plain");
	submenuItem("Short- and Long-Term Debt and Borrowing &nbsp;&nbsp;&nbsp;Agreements","amex-ar-093.htm","","xm_plain");
	submenuItem("Cummulative Quarterly Income Preferred &nbsp;&nbsp;&nbsp;Shares","amex-ar-094.htm","","xm_plain");
	submenuItem("Common and Preferred Shares","amex-ar-095.htm","","xm_plain");
	submenuItem("Derivatives and Hedging Activities","amex-ar-096.htm","","xm_plain");
	submenuItem("Guarantees and Off-Balance Sheet Items","amex-ar-097.htm","","xm_plain");
	submenuItem("Contingencies<br><br>&nbsp;&nbsp;Fair Values of Financial Instruments","amex-ar-098.htm","","xm_plain");
	submenuItem("Significant Credit Concentrations","amex-ar-099.htm","","xm_plain");
	submenuItem("Stock Plans","amex-ar-100.htm","","xm_plain");
	submenuItem("Retirement Plans","amex-ar-101.htm","","xm_plain");
	submenuItem("Income Taxes","amex-ar-105.htm","","xm_plain");
	submenuItem("Earnings per Common Share","amex-ar-106.htm","","xm_plain");
	submenuItem("Operating Segments and Geographic &nbsp;&nbsp;&nbsp;Operations","amex-ar-107.htm","","xm_plain");
	submenuItem("Restructuring Charges","amex-ar-108.htm","","xm_plain");
	submenuItem("Disaster Recovery Charge<br><br>&nbsp;&nbsp;Transfer of Funds from Subsidiaries","amex-ar-109.htm","","xm_plain");
	submenuItem("Quarterly Financial Data","amex-ar-110.htm","","xm_plain");

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	submenuItem("Report of Management","amex-ar-111.htm","","xm_plain");
	submenuItem("Report of Ernst & Young LLP Independent &nbsp;&nbsp;&nbsp;Auditors","amex-ar-112.htm","","xm_plain");

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	mainMenuItem("xm_c5",".gif",xm_height,xm_width,"amex-ar-113.htm","","Consolidated Five-Year Summary of Selected Financial Data",2,2,"xm_plain");


// END:  XaraMenu